First American Home Warranty vs. Old Republic Home Warranty (2018 Updated)

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First American Home Warranty

Is buying a First American Home Warranty worth the money?

Overwhelmingly, customers are satisfied with their experiences with First American Home Warranty, with experiences of quick resolutions and good contractors. However, some had issues with the price and deductible, finding that deductible didn't necessarily cover a repair for them, just when a service agent had to come out. Although this may not be your experience, read the contract to make sure your expectations will meet reality.

Old Republic Home Warranty

What do customers say about Old Republic Home Warranty?

The facts come out in our 2018 analysis of customer reviews and sentiment. Unfortunately, there are mixed reviews from customers when it comes to Old Republic. While there are some that have had good experiences making claims, there are many negative reports about service quality and technical support.

Detailed Scores

Overall Score

First American Home Warranty: 8.9/10
Old Republic Home Warranty: 6.8/10

Customer Satisfaction

First American Home Warranty: 8.9/10
Old Republic Home Warranty: 6.8/10

Prompt Service

First American Home Warranty: 8.7/10
Old Republic Home Warranty: 6.5/10

Repair / Replace Quality

First American Home Warranty: 8.8/10
Old Republic Home Warranty: 6.5/10

Premiums

First American Home Warranty: $288-$470
Old Republic Home Warranty: $255-$500

Deductibles

First American Home Warranty: $75-$95
Old Republic Home Warranty: $55-$100

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Overall Coverage

Both, First American and Old Republic cover all states in the US with their home warranty services. In terms of their coverage, one of this biggest differentiators is that Old Republic covers less appliances and systems overall than First American in their Ultimate Plan. Although they have add-ons, if you want your refrigerator or washer/dryer covered out of the box, you may consider an alternative.

Plan Breakdown

Take a look below for a side by side breakdown of what is covered and what isn't in First American's Premier Plan and Old Republic's Ultimate Plan:

First AmericanOld Republic
Heating System With Ductwork
Electrical System
Plumbing (incl. stoppages)
Smoke Detectors
Water Heater
Refrigerator
Range / Oven / Cooktop
Trash Compactor
A/C With Ductwork
Garage Door Opener
Instant H/C Water Dispenser
Ceiling Fans
Exhaust Fans
Washer / Dryer
Garbage Disposal
Dishwasher
Built-in Microwave
Central Vacuum
Select Haul Away
Select Code Violations
Select Permit Coverage

Learn More About Plans From First American

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Exclusions:

These companies have slightly different exclusions. Make sure to read your contract before signing to make sure that you understand any limitations of service in your area.

Ease of Making Claims

Both First American and Old Republic have online claim portals for customers to submit claims and get help. Some of the biggest differences between them are the usability of these portals. There are some Old Republic customers that described having a difficult time making claims through the portal. Additionally, some Old Republic customers had issues with long wait times on the phone.

Repairs & Replacements

Most First American customers report having good service and good experiences from their service providers. Some complained about being charged unexpectantly. In the case of Old Republic, there were more complaints from customers about the perceived level of quality so make sure to read the exclusions and financial limitations as there are service caps in some contracts. As always, carefully read your contract completely so you can set expectations on service. All that said, First American had some higher marks overall when it came to satisfaction.

Browse Reviews From These Home Warranty Companies

American Home Shield
9.8/10

American Home Shield

Choice Home Warranty
9.6/10

Choice Home Warranty

America's Preferred Home Warranty
9.3/10

America's Preferred Home Warranty

Landmark Home Warranty
9.3/10

Landmark Home Warranty

The Home Service Club
9.1/10

The Home Service Club

Platinum Home Warranty
9/10

Platinum Home Warranty

American Residential Warranty
9/10

American Residential Warranty

First American Home Warranty
8.9/10

First American Home Warranty

Sears Home Warranty
8.7/10

Sears Home Warranty

SquareTrade
8.7/10

SquareTrade

Home Warranty of America (HWA)
8.7/10

Home Warranty of America (HWA)

2-10 Home Warranty
8.7/10

2-10 Home Warranty

OneGuard Home Warranties
8.7/10

OneGuard Home Warranties

ServiceOne
8.6/10

ServiceOne

Select Home Warranty
8.6/10

Select Home Warranty

Minnesota Energy - ServiceChoice
8.5/10

Minnesota Energy - ServiceChoice

HSA Home Warranty
8.4/10

HSA Home Warranty

American Home Guardian
8.4/10

American Home Guardian

Blue Ribbon Home Warranty
8.4/10

Blue Ribbon Home Warranty

Right Way Home Protection
8.2/10

Right Way Home Protection

Fidelity Home Warranty
7.7/10

Fidelity Home Warranty

HomeServe USA
7.6/10

HomeServe USA

Colorado Home Warranty
7.6/10

Colorado Home Warranty

Total Home Protection
7.5/10

Total Home Protection

Universal Home Protection
7.5/10

Universal Home Protection

Elevate Home Warranty
7.3/10

Elevate Home Warranty

National Home Warranty
7.3/10

National Home Warranty

Service Line Warranties of America
7.2/10

Service Line Warranties of America

ABC Home Services
7.2/10

ABC Home Services

TotalProtect Home Warranty
7.1/10

TotalProtect Home Warranty

BFS Home Warranty
7/10

BFS Home Warranty

HMS National Home Warranty
7/10

HMS National Home Warranty

Allied Home Warranty
6.9/10

Allied Home Warranty

Home Warranty Inc
6.8/10

Home Warranty Inc

Service America
6.8/10

Service America

Nations Home Warranty
6.8/10

Nations Home Warranty

Old Republic Home Warranty
6.8/10

Old Republic Home Warranty

Cross Country Home Services
6.7/10

Cross Country Home Services

365 Home Warranty
6.6/10

365 Home Warranty

General Home Warranty
6.6/10

General Home Warranty

Assurant Solutions
6.6/10

Assurant Solutions

Residential Warranty Services
6.6/10

Residential Warranty Services

Septic Maxx
6.6/10

Septic Maxx

Buyers Protection Group
6.6/10

Buyers Protection Group

Disclaimer

Finding the right home warranty in an ocean of online reviews can be a tedious task. This site's purpose is to provide a detailed account of available home warranties and service plans in the US. The scores here are based on aggregated reviews from other sources across the Internet and although we have tried only to find trustworthy reviews, the scores may be affected if outside sites do a poor job mitigating fake reviews.

The makers of Home Brands also make affiliate commissions from some of these home warranty companies to keep the site running. We do not allow that to affect our scoring. There is NO additional price markup for using this site or on links from this site and any commissions made by Home Brands come out of the home warranty company's profit margin. See how it all works here.

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