Best Home Warranty Companies (and Reviews)

Home Warranty Reviews By Home Brands

About Our Scores

Home warranties can be a powerful way to have peace of mind, but finding the right home warranty is a difficult process. There are only a few independent resources for honest home warranty reviews, and they don't oftentimes go through the differences in coverage and exclusions! We take the headache out of the process by providing in-depth reviews of each of the brands with transparent breakdowns of their plans and positive/negatives. We also provide independent scores of these companies while aggregating real reviews from multiple sources. This means that our combined scores provide a more holistic view into experiences from real customer than other sites.

         Chris Moberg, Founder of Home Brands

Our Reviewed Home Warranty Companies

Home Brands is supported by readers. Some links on Home Brands are referral links. If you use one of these and buy something, Home Brands may make a small amount of money. More info.

Toggle A-Z

Toggle High-Low

Get Your Quote Now
Read Reviews

American Home Shield

Overall: 9.8 /10
Customer Satisfaction: 9.7/10
Premium: $299-$550+
Deductible: $75, $100, or $125

Get Your Quote Now
Read Reviews

Choice Home Warranty

Overall: 9.6 /10
Customer Satisfaction: 9.5/10
Premium: $369-$449
Deductible: $60

Get Your Quote Now
Read Reviews

America's Preferred Home Warranty

Overall: 9.3 /10
Customer Satisfaction: 9.4/10
Premium: $369-$499
Deductible: $50, $100, $125

Get Your Quote Now
Read Reviews

Landmark Home Warranty

Overall: 9.3 /10
Customer Satisfaction: 9.2/10
Premium: $410-$660
Deductible: $60

Get Your Quote Now
Read Reviews

The Home Service Club

Overall: 9.1 /10
Customer Satisfaction: 9.1/10
Premium: Varies
Deductible: $65-$125

Get Your Quote Now
Read Reviews

Platinum Home Warranty

Overall: 9 /10
Customer Satisfaction: 8.9/10
Premium: $450-$700
Deductible: $65

Get Your Quote Now
Read Reviews

American Residential Warranty

Overall: 9 /10
Customer Satisfaction: 9.1/10
Premium: $360-$1139
Deductible: $50

Get Your Quote Now
Read Reviews

First American Home Warranty

Overall: 8.9 /10
Customer Satisfaction: 8.9/10
Premium: $288-$470
Deductible: $75-$95

Get Your Quote Now
Read Reviews

Sears Home Warranty

Overall: 8.7 /10
Customer Satisfaction: 8.5/10
Premium: Varies
Deductible: $75-$100

Get Your Quote Now
Read Reviews

SquareTrade

Overall: 8.7 /10
Customer Satisfaction: 8.5/10
Premium: $89-$399
Deductible: $0

Get Your Quote Now
Read Reviews

Home Warranty of America (HWA)

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Premium: $274-$694
Deductible: $60-$100

Get Your Quote Now
Read Reviews

2-10 Home Warranty

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Premium: $300-$600
Deductible: $60-$100

Get Your Quote Now
Read Reviews

OneGuard Home Warranties

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Premium: $379-$699
Deductible: $69

Get Your Quote Now
Read Reviews

ServiceOne

Overall: 8.6 /10
Customer Satisfaction: 8.5/10
Premium: $215-$450
Deductible: $25-$75

Get Your Quote Now
Read Reviews

Select Home Warranty

Overall: 8.6 /10
Customer Satisfaction: 8.5/10
Premium: $299-$499
Deductible: $60

Get Your Quote Now
Read Reviews

Minnesota Energy - ServiceChoice

Overall: 8.5 /10
Customer Satisfaction: 8.4/10
Premium: $215-$719
Deductible: $0

Get Your Quote Now
Read Reviews

HSA Home Warranty

Overall: 8.4 /10
Customer Satisfaction: 8.2/10
Premium: $590-$620
Deductible: $75-$100

Get Your Quote Now
Read Reviews

American Home Guardian

Overall: 8.4 /10
Customer Satisfaction: 8.3/10
Premium: $395-$595
Deductible: $65

Get Your Quote Now
Read Reviews

Blue Ribbon Home Warranty

Overall: 8.4 /10
Customer Satisfaction: 8.5/10
Premium: $199-$399+
Deductible: $55

Get Your Quote Now
Read Reviews

Right Way Home Protection

Overall: 8.2 /10
Customer Satisfaction: 8.2/10
Premium: $399-$799
Deductible: $60

Get Your Quote Now
Read Reviews

Fidelity Home Warranty

Overall: 7.7 /10
Customer Satisfaction: 7.7/10
Premium: $350-$445
Deductible: $65

Get Your Quote Now
Read Reviews

HomeServe USA

Overall: 7.6 /10
Customer Satisfaction: 7.5/10
Premium: $239-$379
Deductible: $0

Get Your Quote Now
Read Reviews

Colorado Home Warranty

Overall: 7.6 /10
Customer Satisfaction: 7.6/10
Premium: $275-$475
Deductible: $55

Get Your Quote Now
Read Reviews

Total Home Protection

Overall: 7.5 /10
Customer Satisfaction: 7.6/10
Premium: $369-$499
Deductible: $45-$60

Get Your Quote Now
Read Reviews

Universal Home Protection

Overall: 7.5 /10
Customer Satisfaction: 7.5/10
Premium: $450-$525
Deductible: $75

Get Your Quote Now
Read Reviews

Elevate Home Warranty

Overall: 7.3 /10
Customer Satisfaction: 7.3/10
Premium: $300-$525
Deductible: $59

Get Your Quote Now
Read Reviews

National Home Warranty

Overall: 7.3 /10
Customer Satisfaction: 7.3/10
Premium: $395-$1130
Deductible: $70

Get Your Quote Now
Read Reviews

Service Line Warranties of America

Overall: 7.2 /10
Customer Satisfaction: 7.3/10
Premium: $35-$105
Deductible: $0

Get Your Quote Now
Read Reviews

ABC Home Services

Overall: 7.2 /10
Customer Satisfaction: 7.2/10
Premium: $420-$725
Deductible: $0

Get Your Quote Now
Read Reviews

TotalProtect Home Warranty

Overall: 7.1 /10
Customer Satisfaction: 7.2/10
Premium: $229-$650
Deductible: $75-$125

Get Your Quote Now
Read Reviews

BFS Home Warranty

Overall: 7 /10
Customer Satisfaction: 7/10
Premium: $350-$700
Deductible: $0 or $55

Get Your Quote Now
Read Reviews

HMS National Home Warranty

Overall: 7 /10
Customer Satisfaction: 6.9/10
Premium: $359-$525+
Deductible: $50-$100

Get Your Quote Now
Read Reviews

Allied Home Warranty

Overall: 6.9 /10
Customer Satisfaction: 6.9/10
Premium: $395-$600
Deductible: $60

Get Your Quote Now
Read Reviews

Home Warranty Inc

Overall: 6.8 /10
Customer Satisfaction: 6.6/10
Premium: $525-$1000+
Deductible: $75

Get Your Quote Now
Read Reviews

Service America

Overall: 6.8 /10
Customer Satisfaction: 6.7/10
Premium: $280-$550
Deductible: $50-$75

Get Your Quote Now
Read Reviews

Nations Home Warranty

Overall: 6.8 /10
Customer Satisfaction: 6.8/10
Premium: $455-$730
Deductible: $60

Get Your Quote Now
Read Reviews

Old Republic Home Warranty

Overall: 6.8 /10
Customer Satisfaction: 6.8/10
Premium: $255-$500
Deductible: $55-$100

Get Your Quote Now
Read Reviews

Cross Country Home Services

Overall: 6.7 /10
Customer Satisfaction: 6.7/10
Premium: Varies By Region
Deductible: Varies By Region

Get Your Quote Now
Read Reviews

365 Home Warranty

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Premium: $349-$549
Deductible: $75

Get Your Quote Now
Read Reviews

General Home Warranty

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Premium: $399
Deductible: $59

Get Your Quote Now
Read Reviews

Assurant Solutions

Overall: 6.6 /10
Customer Satisfaction: 6.8/10
Premium: Varies
Deductible: Varies

Get Your Quote Now
Read Reviews

Residential Warranty Services

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Premium: $395-$1000+
Deductible: $50-$75

Get Your Quote Now
Read Reviews

Septic Maxx

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Premium: Varies
Deductible: $0

Get Your Quote Now
Read Reviews

Buyers Protection Group

Overall: 6.6 /10
Customer Satisfaction: 6.5/10
Premium: $305-$480
Deductible: $50

Get Your Quote Now
Read Reviews

2-10 Home Warranty

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Price:

Get Your Quote Now
Read Reviews

365 Home Warranty

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Price:

Get Your Quote Now
Read Reviews

ABC Home Services

Overall: 7.2 /10
Customer Satisfaction: 7.2/10
Price:

Get Your Quote Now
Read Reviews

Allied Home Warranty

Overall: 6.9 /10
Customer Satisfaction: 6.9/10
Price:

Get Your Quote Now
Read Reviews

American Home Guardian

Overall: 8.4 /10
Customer Satisfaction: 8.3/10
Price:

Get Your Quote Now
Read Reviews

American Home Shield

Overall: 9.8 /10
Customer Satisfaction: 9.7/10
Price:

Get Your Quote Now
Read Reviews

American Residential Warranty

Overall: 9 /10
Customer Satisfaction: 9.1/10
Price:

Get Your Quote Now
Read Reviews

America's Preferred Home Warranty

Overall: 9.3 /10
Customer Satisfaction: 9.4/10
Price:

Get Your Quote Now
Read Reviews

Assurant Solutions

Overall: 6.6 /10
Customer Satisfaction: 6.8/10
Price:

Get Your Quote Now
Read Reviews

BFS Home Warranty

Overall: 7 /10
Customer Satisfaction: 7/10
Price:

Get Your Quote Now
Read Reviews

Blue Ribbon Home Warranty

Overall: 8.4 /10
Customer Satisfaction: 8.5/10
Price:

Get Your Quote Now
Read Reviews

Buyers Protection Group

Overall: 6.6 /10
Customer Satisfaction: 6.5/10
Price:

Get Your Quote Now
Read Reviews

Choice Home Warranty

Overall: 9.6 /10
Customer Satisfaction: 9.5/10
Price:

Get Your Quote Now
Read Reviews

Colorado Home Warranty

Overall: 7.6 /10
Customer Satisfaction: 7.6/10
Price:

Get Your Quote Now
Read Reviews

Cross Country Home Services

Overall: 6.7 /10
Customer Satisfaction: 6.7/10
Price:

Get Your Quote Now
Read Reviews

Elevate Home Warranty

Overall: 7.3 /10
Customer Satisfaction: 7.3/10
Price:

Get Your Quote Now
Read Reviews

Fidelity Home Warranty

Overall: 7.7 /10
Customer Satisfaction: 7.7/10
Price:

Get Your Quote Now
Read Reviews

First American Home Warranty

Overall: 8.9 /10
Customer Satisfaction: 8.9/10
Price:

Get Your Quote Now
Read Reviews

General Home Warranty

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Price:

Get Your Quote Now
Read Reviews

HMS National Home Warranty

Overall: 7 /10
Customer Satisfaction: 6.9/10
Price:

Get Your Quote Now
Read Reviews

The Home Service Club

Overall: 9.1 /10
Customer Satisfaction: 9.1/10
Price:

Get Your Quote Now
Read Reviews

Home Warranty Inc

Overall: 6.8 /10
Customer Satisfaction: 6.6/10
Price:

Get Your Quote Now
Read Reviews

Home Warranty of America (HWA)

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Price:

Get Your Quote Now
Read Reviews

HomeServe USA

Overall: 7.6 /10
Customer Satisfaction: 7.5/10
Price:

Get Your Quote Now
Read Reviews

HSA Home Warranty

Overall: 8.4 /10
Customer Satisfaction: 8.2/10
Price:

Get Your Quote Now
Read Reviews

Landmark Home Warranty

Overall: 9.3 /10
Customer Satisfaction: 9.2/10
Price:

Get Your Quote Now
Read Reviews

Minnesota Energy - ServiceChoice

Overall: 8.5 /10
Customer Satisfaction: 8.4/10
Price:

Get Your Quote Now
Read Reviews

National Home Warranty

Overall: 7.3 /10
Customer Satisfaction: 7.3/10
Price:

Get Your Quote Now
Read Reviews

Nations Home Warranty

Overall: 6.8 /10
Customer Satisfaction: 6.8/10
Price:

Get Your Quote Now
Read Reviews

Old Republic Home Warranty

Overall: 6.8 /10
Customer Satisfaction: 6.8/10
Price:

Get Your Quote Now
Read Reviews

OneGuard Home Warranties

Overall: 8.7 /10
Customer Satisfaction: 8.7/10
Price:

Get Your Quote Now
Read Reviews

Platinum Home Warranty

Overall: 9 /10
Customer Satisfaction: 8.9/10
Price:

Get Your Quote Now
Read Reviews

Residential Warranty Services

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Price:

Get Your Quote Now
Read Reviews

Right Way Home Protection

Overall: 8.2 /10
Customer Satisfaction: 8.2/10
Price:

Get Your Quote Now
Read Reviews

Sears Home Warranty

Overall: 8.7 /10
Customer Satisfaction: 8.5/10
Price:

Get Your Quote Now
Read Reviews

Select Home Warranty

Overall: 8.6 /10
Customer Satisfaction: 8.5/10
Price:

Get Your Quote Now
Read Reviews

Septic Maxx

Overall: 6.6 /10
Customer Satisfaction: 6.6/10
Price:

Get Your Quote Now
Read Reviews

Service America

Overall: 6.8 /10
Customer Satisfaction: 6.7/10
Price:

Get Your Quote Now
Read Reviews

Service Line Warranties of America

Overall: 7.2 /10
Customer Satisfaction: 7.3/10
Price:

Get Your Quote Now
Read Reviews

ServiceOne

Overall: 8.6 /10
Customer Satisfaction: 8.5/10
Price:

Get Your Quote Now
Read Reviews

SquareTrade

Overall: 8.7 /10
Customer Satisfaction: 8.5/10
Price:

Get Your Quote Now
Read Reviews

Total Home Protection

Overall: 7.5 /10
Customer Satisfaction: 7.6/10
Price:

Get Your Quote Now
Read Reviews

TotalProtect Home Warranty

Overall: 7.1 /10
Customer Satisfaction: 7.2/10
Price:

Get Your Quote Now
Read Reviews

Universal Home Protection

Overall: 7.5 /10
Customer Satisfaction: 7.5/10
Price:

What is a Home Warranty?

Home warranties can be powerful supplements to home owners insurance -- covering appliance and system repairs for normal use issues. Especially when modern day appliances have lower and lower average lifetimes, home warranties can give owners peace of mind in cases when systems or appliances fail suddenly.

What Does a Home Warranty Cover?

Most home warranties attempt to cover most appliances and systems that home owners commonly have. Different institutions cover different appliances and systems and generally cover repairs for common breakdowns. Browse the reviews above for full details on each company's offering.

Here are the most common types of damage that home warranties WILL NOT cover:

  • Rust or corrosion
  • Sediment
  • Problems do to lack of cleaning or regular maintenance
  • Earthquake, flood, or other natural or human-caused disasters
  • Accidents
  • Per appliance/systems level exclusions for certain types of parts (dependent on plan)
  • Commercial grade equipment or appliances

Also, there may $USD limits on your coverage both in aggregate and per appliance or system.

How Much Does a Home Warranty Cost?

Home warranties charge in two ways:

  • Premium: a fee for the contract (usually annual and divided monthly)
  • Deductible: a service fee that is charged when repair people are dispatched

These fees vary per institution for their plans or coverage options and may have slightly different policies of when they will charge these fees.

Average premiums are between $300-$600 annually and average deductibles range from $50-$150.

What Add-Ons Do Home Warranties Offer?

Some of the best home warranty companies offer add-ons to sweeten the deal. These can be helpful for those people that know and use them (similar to other types of insurance add-ons and discounts).

Some of the common add-ons that some companies offer are:

  • Discounts on new appliances
  • Other discounts and offers

Are Home Warranties Worth it?

Home warranties can definitely be worth it for people that want to have peace of mind. However, some companies can cause you way more headaches than they are worth.

To discover if a home warranty company is a rip-off, look for these big red-flags to avoid:

1) Deductible Tricks

Beware of when your deductible will be charged. Some customers have had horror stories of being charged for just talking to a phone agent about whether an issue is covered. This can lead to $100s more in fees without you expecting them after you are already locked into a contract.

Here are the most common deductible tricks to avoid:

  • Charge deductible for phone service only
  • Charge deductible multiple times for same service provider and same issue
  • Charge deductible for a service provider to show up to residence (but not repair or inspect)

2) Wait Times and Outages

There are some customers who have had issues with long wait times -- both on the phone and for service. There are times of the year that appliances and systems tend to fail so wait times happen, but they are sometimes used as a tactic not to serve customers.

Here are the most common wait time red-flags:

  • Wait times of over 1 week for service
  • Service provider outage in your residence area
  • Hold times of over 2 hours to receive phone support

3) Service Issues For Part or Unit Replacements

The last most common red-flag is issues concerning getting parts or new units. Home warranty companies lose the most money on these types of requests as they have to pay the service provider extra for another visit and installation.

Some of the common red-flag tactics to be on the look out for::

  • Lost part or unit in-transit
  • Extra fees attached upon receipt
  • Extreme delay in communication
  • Multiple second opinions requested

What Makes The Best Home Warranty Plans?

Finding the right home warranty plan for your home is about your budget, appliance/system concerns, and your individual home layout. Not all plans will work for all homes, which means it is important to be clear on what appliances or systems you absolutely need versus nice-to-haves.

Here are the top tips to clarify the best plan for you:

Coverage Customizations

The top home warranty companies offer good service while providing the coverage you need. Companies like American Home Shield offer ways to customize your service for each appliance and system. This means that you can build your plan directly to your home without paying for systems or appliances you don't have.

Positive Reviews

This is where we have made the process more straightforward. Browse the scores and reviews above for the top home warranties available. Though every company has had a bad day, our rankings and scores have weighted the options against each other so you can clearly see how the options stack up for you. If you have a friend or neighbor that has a home warranty, why not discuss your choice with them too.

Price & Bonuses

The last feature of any successful plan is whether it makes financial sense to you and your family. Review the differences between premium and deductible for your plan and understand if it is something that you can live with or need to do without. What you are buying is peace of mind while being aware of the limitations, so make sure that this fee and bonus add-ons are worth it to you.

Sign up for American Home Shield Now

Get Your Quote Now

Disclaimer

Finding the right home warranty in an ocean of online reviews can be a tedious task. This site's purpose is to provide a detailed account of available home warranties and service plans in the US. The scores here are based on aggregated reviews from other sources across the Internet and although we have tried only to find trustworthy reviews, the scores may be affected if outside sites do a poor job mitigating fake reviews.

The makers of Home Brands also make affiliate commissions from some of these home warranty companies to keep the site running. We do not allow that to affect our scoring. There is NO additional price markup for using this site or on links from this site and any commissions made by Home Brands come out of the home warranty company's profit margin. See how it all works here.

Connect & Learn